Working Capital
Working capital and lines of credit for operating businesses.
Operating businesses need funding for different reasons: to manage cash flow, to invest in equipment or facilities, or to support growth. The right structure depends on how the funding will be used.
Discuss working capital01 / Overview
What we arrange
- Term financing for a defined investment or expansion
- Revolving business lines of credit
- Working capital for operations, inventory, or receivables timing
02 / Fit
Who it’s for
- Businesses planning an expansion or new location
- Companies with seasonal or timing gaps in cash flow
- Owners wanting more flexible access to funding
03 / Our approach
- 01
Understand
Discuss the project, priorities, timing, and financing needs.
- 02
Prepare
Organize relevant information and identify questions that may affect financing options.
- 03
Evaluate
Review potential structures and compare relevant terms and tradeoffs.
- 04
Coordinate
Support communication and next steps as the opportunity progresses.
04 / Questions
Common questions
Are you the lender?
No. Foundation Point Funding is an advisory firm, not a direct lender. We help prepare your request and connect you with capital providers, who make their own credit decisions.
Term loan or line of credit?
A term loan usually fits a one-time investment; a line of credit fits recurring or unpredictable needs. Many businesses use both.
What information is helpful up front?
What the business does and how long it has operated, the intended use of funds, general revenue information, and existing business obligations.
Let’s talk through your plans.
Tell us what you are planning and where financing fits into the picture.